When you come across the number 111000025, you might wonder what it stands for and why it keeps appearing during financial transactions. The number 111000025 is not just a random string—it’s a valid routing number, specifically linked to Bank of America, N.A. in Virginia.
In the world of banking, a routing number identifies the financial institution responsible for the processing of electronic payments and money transfers. Understanding 111000025 helps ensure accurate direct deposits, ACH transfers, and other payment operations.
What Is a Routing Number and How Does 111000025 Fit In?
A routing number (also known as an ABA routing transit number) is a nine-digit code that helps in identifying the bank or credit union that holds your account when you set up automated payments. Since 111000025 is the routing number for Bank of America in Virginia, it is used by clients at that location for ACH and electronic transactions.
For example, if you have an account at Bank of America and you live or bank through the Virginia region, you might use 111000025 when configuring payroll direct deposit, vendor payments, or bill-pay authorizations.
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Key Details About 111000025
Here are some of the core facts about the routing number 111000025:
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Routing number: 111000025
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Associated bank: Bank of America, N.A.
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Address tied: 8001 Villa Park Drive, Henrico, Virginia 23228
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Common uses: Direct deposit setup, ACH transfers, vendor payments.
Because routing numbers can vary by region and type of transaction (e.g., wire vs ACH), it’s crucial to verify the correct code with your bank or official statement. The number 111 000025 is one such legitimate routing number for a specific region of Bank of America.
Why Is 111000025 Important for Account Holders?
If you’re a customer of Bank of America in the Virginia region, using the routing number 111000025 can help ensure your payments are processed correctly. Using the wrong routing number can result in failed transactions, delayed payments, or misrouted funds.
For payroll departments, vendors, freelancers, or individuals setting up automatic transfers, confirming that the routing number matches 111 000025 (when applicable) adds an extra layer of accuracy and security. It also helps with compliance for electronic payment systems such as the ACH network.
Common Uses of 111000025
Here are some typical scenarios where 111000025 is used:
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Setting up direct deposit for an employee or contractor whose account is at Bank of America in Virginia.
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Configuring a vendor payment in an accounts payable system – use routing number 111 000025 so funds reach the correct branch and processing center.
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Authorizing bill payments or subscriptions that debit a Bank of America account tied to that region.
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Verifying routing information when receiving funds from a third party who asks for your bank details.
Risks and Things to Watch When Using 111000025
While 111000025 is a legitimate routing number, users should keep a few caution points in mind:
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Region-specific: If your Bank of America account is in a different state, a different routing number may apply. Always check official documentation.
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Transaction type matters: Wire transfers often use a different routing number than ACH. For Bank of America, the wire routing number may differ.
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Fraud prevention: Scammers may present a routing number like 111000025 and ask for personal account information. Always verify with the bank directly.
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Database updates: Routing numbers can change or be reassigned over time—confirm it if you’re setting up a long-term payment.
How to Verify 111000025 for Your Account
To be confident you’re using the correct routing number, follow these steps:
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Check your bank statement or the bottom of a check for the nine-digit routing number linked to your account.
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Contact Bank of America’s customer service and verify that 111000025 is valid for your branch and transaction type.
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Use a trusted online routing lookup tool—enter 111 000025 and confirm the bank name, address, and region.
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If you’re using the routing number for a payment originating outside the U.S., verify international transfer instructions because SWIFT codes and routing numbers differ.
FAQs
Q1: Is 111000025 valid for wire transfers?
Not always. While 111 000025 is valid for ACH transfers at Bank of America in Virginia, wire transfers often require a different routing number. Always confirm.
Q2: Can 111000025 be used nationwide for Bank of America?
No. Routing numbers vary by state and service type. 111 000025 is specific to the Virginia branch and certain transactions.
Q3: What happens if I use the wrong routing number?
Your funds could be delayed, misrouted, or returned to the sender. Errors may also incur fees.
Q4: How can I find my correct Bank of America routing number?
Check your checks, bank statements, online banking portal or contact the bank directly.
Q5: Does 111000025 cost extra to use?
The routing number itself does not incur a fee. However, payment processing or routing errors could lead to additional bank fees.
Conclusion
The number 111000025 may look like just another numerical code, but it represents a vital element in the financial system—serving as the routing number for Bank of America in Virginia for ACH and other electronic transfers. Using the correct routing number like 111 000025 helps ensure payments are processed smoothly, securely, and on time. Whether you’re setting up your payroll, vendor payments, or direct deposits, accuracy matters. So before you finalize any transaction, verify that the routing number is correct and specifically applicable to your account and region.
By understanding the significance of 111 000025, and by following best practices around verification and usage, you’ll be better positioned to manage electronic transactions with confidence and avoid unnecessary delays or errors.
